The Zimbabwean money market continues to evolve amid ongoing structural reforms, currency transitions, and policy interventions by the Reserve Bank of Zimbabwe (RBZ). Following the introduction of the Zimbabwe Gold (ZiG) currency in April 2024 aimed at anchoring inflation and restoring public confidence the market has experienced cautious optimism mixed with persistent skepticism. While the central bank emphasizes stability, day-to-day financial dynamics reflect a dual-currency economy dominated by the US dollar (USD) in both formal and informal sectors. The local money market is predominantly composed of short-term instruments such as: - Treasury Bills (TBs), offering nominal annual yields between 18% and 22% in ZiG to attract investors in the domestic currency. - Certificates of Deposit (CDs) and interbank placements are used actively by banks to manage liquidity and fund positions. ...